Hingham's Residential Lending Group is seeking a full-time loan processor to support our growing residential loan portfolio. Strong candidates will have a demonstrated record of accomplishment in residential mortgage loan processing, solid communications skills, the ability to work well under pressure, and in-depth knowledge of regulatory requirements for residential mortgage lending.

Requirements

• Receives submitted loan applications from loan officers. Ensures application package is complete and accurate, including all initial disclosures.

• Inputs loan application or reviews previously submitted loan application data in Bank’s Loan Origination software system (LOS).

• Audits loan file documentation to confirm appropriate & accurate receipt and completion of any/all application documentation including, appropriate signatures, dates and other relevant data.

• Prepares required initial or amended disclosures within required time frame.

• Orders flood certifications, appraisal reports, title requests & credit reports.

• Communicates loan status’ and related documentation deficiencies to loan officers.

• Reviews and evaluates loan file information/documentation for both compliance pre-underwriting. Ensures that the loan file is complete, accurate and in accordance with Bank requirements.

• Tracks commitment to ensure that all pre-closing conditions are satisfactorily met and provides approving officer with exhibits for evaluation & sign off on all pre-closing conditions.

• Serves as liaison between client and attorney relative to loan closing with respect to scheduling and final pre-closing exhibits.

• Resolves any post-closing quality control issues.

• Experience with Encompass and/or Mortgagebot LOS a plus.

Culture - What You’ll Find

• Would you rather build the machine than simply be a cog in it? Your ideas and solutions are not only encouraged here; they are expected. You get to help build a better bank.
• Do you believe that there’s always room for improvement? We are constantly trying to improve our internal processes and our customer experience.
• Are you happy to lend a helping hand? We are a small, tight-knit group and at times all wear a number of different hats.
• Are you transparent and do you prefer addressing the elephant in the room? We pride ourselves on being upfront and honest. We do not have the time or energy for corporate politics.
• Do you pick up the ball that someone else may have dropped? We are looking for people that own the company goals beyond just doing their job.
• Are you OK with making a mistake? We are too, as long as we learn from them and don’t repeat them

Benefits

As a family-run company, we offer an excellent benefits package. Hingham is one of the most profitable banks in the country and our profit sharing program offers all employees the opportunity to participate in this success.

• Individual and Family Health Care Plans (Medical, Dental)
• Retirement Plan (401k, up to 6% match)
• Life Insurance
• Paid Time Off (Vacation, Sick & Public Holidays)
• Paid Family Leave (Maternity and Paternity)
• Training & Development / Tuition Reimbursement
• Fitness Memberships

Are you ready?

Ready to take that next step in your career. This time why not make it with a company that has hit its stride and has a little room left for the right individuals to join the TEAM. You will be with us as we rocket into 2021 smashing all company records.

You may ask yourself…  Is there money to be made? YES. Do we have a free flowing and supportive environment? YES. Growth opportunities? YES.. of course.

We have a great culture and various opportunities for those with mortgage industry experience. The measure of a successful candidate is simple, skill sets? Check. Knowledge base? Check. Motivated and Energetic? Boom! you are a fit!

We firmly adhere to our core values, we are dedicated to our corporate team and highly committed  to career advancement as well as skill development so everyone in our family can own their future and grow with the company.

We are seeking a detail-oriented Mortgage Loan Processor for our Uniondale, NY office. The successful applicant will prepare mortgage loan files by reviewing loan application; clarifying or obtaining additional information, obtain mortgage loan documentation by ordering credit report, land survey, building appraisal, title, and related information. These are a few of the tasks our loan processors handle, review below for additional tasks. If you have at least 2 years of loan processing experience and have a positive attitude and detail oriented then this role might be the one for you!  Apply today.

Please submit your most current resume. This is an onsite role.

Are you ready?

Ready to take that next step in your career. This time why not make it with a company that has hit its stride and has a little room left for the right individuals to join the TEAM. You will be with us as we rocket into 2021 smashing all company records.

You may ask yourself…  Is there money to be made? YES. Do we have a free flowing and supportive environment? YES. Growth opportunities? YES.. of course.

We have a great culture and various opportunities for those with mortgage industry experience. The measure of a successful candidate is simple, skill sets? Check. Knowledge base? Check. Motivated and Energetic? Boom! you are a fit!

We firmly adhere to our core values, we are dedicated to our corporate team and highly committed  to career advancement as well as skill development so everyone in our family can own their future and grow with the company.

We are seeking a detail-oriented Mortgage Loan Processor for our Uniondale, NY office. The successful applicant will prepare mortgage loan files by reviewing loan application; clarifying or obtaining additional information, obtain mortgage loan documentation by ordering credit report, land survey, building appraisal, title, and related information. These are a few of the tasks our loan processors handle, review below for additional tasks. If you have at least 2 years of loan processing experience and have a positive attitude and detail oriented then this role might be the one for you!  Apply today.

Please submit your most current resume. This is an onsite role.

Primary Residential Mortgage is looking for an in-house (or remote) Mortgage Loan Processor for our Naples Location.

We are looking for an experienced senior loan processor to join our tight-knit group of mortgage professionals. The successful applicant will have years of experience in loan processing, excellent attention to detail, and a skilled approach to customer service to help our borrowers navigate the mortgage closing process. We provide the opportunities, the team, and the growth potential to help you achieve your career goals. If this sounds like the ideal job for you, please reach out to us today
Responsibilities: 

• Submit loan file documentation accurately into necessary software programs
• Facilitate a timely loan closing by serving as the main point of contact for title companies, real estate agents, mortgage loan officer/ mortgage loan originator, borrowers, and mortgage underwriters
• Source and order third party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested
• Assure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
• Obtain and verify that all loan documentation, such as title insurance, appraisals, loan applications, credit reports, and income and asset declarations are accurate and provided promptly to underwriters for loan approval

Requirements

• Have processing experience within the past 5 years
• Know Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines
• Able to run desktop underwriter, stack and submit files to underwriting, and request and clear conditions
• Good communication skills to work with our clients and vendors with the utmost professionalism
• Capableof analyzing credit reports and income and asset documents

*Bilingual preferred, but not required

This is a full-time, in-office, salaried position. Open to remote work for the right candidate.

Benefits

• Compensation based on experience
• 401K
• Dental
• Life insurance also

If you are interested in becoming part of our winning team, please APPLY NOW!

Are you looking to take your career from good to great? As an employee of PenFed, every day is an opportunity to thrive, and be part of a team working to ensure our organization is providing world class service to our members, employees, and our communities. We exist to help our members realize their full potential, educate and encourage their dreams, and make every effort to follow our mission and help our members “do better.” Joining PenFed is more than being an employee; it’s about being a part of the PenFed family.

PenFed is hiring a Mortgage Loan Processor at our San Antonio, Texas location. The primary purpose is to provide detailed guidance and advice in order to fulfill all loan qualification requirements in a compliant manner while ensuring exceptional member service by on going communication to members and business partners. Responsible for evalutating and validating all information provided on the residential loan application and communicating to members any additional requirements.  Serves as the member and real estate agents primary point of contact throughout the real estate transation.

** We are pleased to offer a $7,500 SIGNING BONUS for all new Mortgage Loan Processors whose start date with PenFed is on or before March 31st, 2021 **

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned. 

• Review all loans and registrations for completeness and accuracy. Responsible for communicating and obtaining the Account Condition Letter (ACL) per Regulation B requirements.
• Act as Members main point of contact throughout the entire mortgage process, ensuring excellent levels of member service by providing guidance/advice/counsel on process, in a detailed and comprehensive manner.
• Determine initial potential for qualification by evaluating credit history, income levels and assets/liabilities; calculate debt- to-income and loan-to-value ratios.
• Restructure loan request and recommend for adverse action as needed.
• Responsible for reviewing and addressing items involving credit, occupancy and employment verifications and order verbal verification of employment (VVOE) for pay-off accounts.
• Request action from Disclosure Desk and other internal partners as required by valid change in circumstances.
• Collect, analyze and ingest document to clear ACL conditions.
• Update loan origination system with the information from collected documents and re-run Desktop Underwriter (DU) or Strata as appropriate.
• Assemble and submit completed file to Underwriting (UW); clear manual conditions, cure title issues, resolve appraisal discrepancies with appraisal review group as needed.
• Clear any prior-to-fund conditions that arise after final UW approval before passing loan to Closing.
• Remain main point of contact with borrower through closing and funding and answer any questions that borrower may have (e.g. questions on the Closing Disclosure).
• Manage and cure any QC loan issues that require borrower communication.
• As required, ensure proper re-disclosures are prepared and delivered to the member within regulatory guidelines based on identified change in circumstances

Education and Experience

Equivalent combination of education and experience is considered.

• Bachelor’s degree or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions.
• Minimum of one (1) year of experience preferably in residential mortgage lending in 1st Trust Mortgage or Home Equity processing/closing is preferred.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites and be on-call is required.

Special Message Regarding COVID 19

PenFed is continuing to hire and train exceptional individuals to help us serve our 2 million members both here and around the world.  In light of the current situation with novel coronavirus (COVID-19), we have modified our hiring, onboarding, training, and deployment protocols in order to comply with current local and state guidance around social distancing.

Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 2 million members and over $26 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam, Puerto Rico and Okinawa. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day.

We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more.

Equal Employment Opportunity

PenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same.

PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at 240-224-4256.

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